Buy to Let Building Insurance

Hi, i’m currently having trouble with deciding which university would be best to go to, i have offers from my main preffered universities: Edinburgh university, Sheffield university, and Warwick University, with the grades BBB, ABB, and AAB offered respectively, all these universities have their different advantages, I’m applying for electronics at all of these but i cannot decide which one to put as my number 1 and which to use as an insurance, i love the campus of warwick and the life looks pretty good, edinburgh has one of the top courses but seems a bit dark and traditional in areas and Sheffield has bright state of the art buildings and equipment and supposedly a great social life, ive been round all 3 but still need some help deciding. I live in yorkshire so they are all different distances away, but please, can anyone help me? Thanks

I have a credit scor of 537 I know that isn’t very good at all, I am just wondering if I will still be able to get a mortgage with a bank with this credit scor? I don’t have anything unpaid or pending except I am paying for a loan on a car. I live in Canada. I am also going to have a good co-signer. What do you think?

i want to add my son to them is this possible?

I am paying the contents insurance but do I also have to pay the building insurance??

is it possible to get a bank loan with no credit?

My husband is planning to retire in 3.5 years. He wants to move to a city with an international airport. We currently live in a small town about an hour away from a small airport. There’s a condo auction this coming Saturday in Memphis. We were there in December and happened to love the condo. We’re at a really nice place now as we have virtually no debt, other than 3 more years of college for his daughter. No mortgage, no credit card debt, no loans. I love not owing anything. We have invested quite a bit for the last few years. He will have a pension of approx. 50% of his base pay, and a 401k plan that we’re not touching until I stop working. I’m only 42 and I plan to work for another 5 years at least. He really wants this condo. I would like to have it but we would have to finance it for 15 years. The bank is offering 4.875% financing. We can probably put down $100k. How can I let go of the freedom and buy this condo? And is it wise to put down that much money or just save our money and use the bank’s money? I don’t mind disclosing exact figures, but would rather not do that here..Please post your answers/comments first and then Email me at devries992002@yahoo.com Thank you – Pondering Penny
The bank is one that has offered its services to finance this particular condo at 4.875% for 15 or 30 years depending on the down payment. This condo has 35 units and has only sold 4. Is this a good or bad sign? They’re lovely condos but were a bit pricey if you ask me. Is it likely that they’ll go for cheap?
The bank is one that has offered its services to finance this particular condo at 4.875% for 15 or 30 years depending on the down payment. This condo has 35 units and has only sold 4. Is this a good or bad sign? They’re lovely condos but were a bit pricey if you ask me. Is it likely that they’ll go for cheap?

This has not been proven to me yet in a written report, which I am currently awaiting, only via a verbal opinion. I am, however, getting my current single glazed units replaced with double glazing, which I am being told will solve the problem. I pay for insurance through a common factor. I would’ve thought that if I pay buildings insurance, it would cover me for this. Any ideas? PLEASE!!!!!!!
This has not been proven to me yet in a written report, which I am currently awaiting, only via a verbal opinion. I am getting my current single glazed units replaced with double glazing, which I am being told will solve the problem. I know the I am not covered by insurance to replace the windows. But I pay buildings insurance through a common factor. I would’ve thought that if I pay buildings insurance, it would cover me for the repairs to my neighbours property. Any ideas? PLEASE!!!!!!!

Do a cash out refinance. I just bought the house and did a bunch of repairs. I had $10,000 in equity the day I bought it. With new paint, carpets, kitchen, and in comparisons to the neighborhood. I have about $50,000 in equity. I bought the house at 6.25% and my monthly payment(before taxes, insurance) is $763.49. If I took $20,000 and qualified for 5.25% my payment would be $795.17 but I could pay off a personal loan and my car loan and I’d ultimately be saving money. It hasn’t even been a month yet though, is there any chance that I could do a home equity cash-out refinance already?

i have one left in school she is 17, i may have to remorgage my house with the price of her clothes and shoes alone!!

I want to get an insurance quote on my car but every site I go to asks me for a lot of information such as address, name and other personal things. Is this how you have to do it? Or is there a site where you just type in your birthday and info about your car? I just want an approximate quote. I’m only 16 and would be insuring a 1974 Ford Mustang II with a v6. How much do you think that would be?

Whats the best site for quotes?

I’m just about to move into a rented flat with my girlfriend, and we’re trying to get our insurance sorted, but one thing is worrying me. If we have tenants contents insurance, and we accidentally cause structural/building damage (eg. by causing a flood or a fire), will the landlord’s insurance cover the repairs, or will we be expected to (as we caused it).

Most contents insurances we’ve looked at only cover you for between 2k and 12k of damages to the landlord’s fixtures and fittings, and say nothing about cover for structural damages. it also seems that we can’t get building insurance, as we don’t own the property.

so if the landlord’s insurance expects us, the tenants, to pay for any building damages we may cause, and our contents/tenants insurance doesn’t cover that, would we be personally liable for tens or hundereds of thousands of pounds of costs?

thanks

We have 2 mortgages. Our first mortgage company will do the new modification, but does our 2nd mortgage company have to? I’m confused how Obama’s new plan covers those of us with second mortgaes who have lost our income. I know we would be able to refinance and put them together under the new plan, but I still don’t think it would save us much, and not as much as getting both of them modified. Any help in understanding this would be great!