I requested documents from the city and there is no record that the homeowner of the property is responsible for this additional sewer line bill. The city knows this and will not answer my calls now. Can I claim this under title insurance and let them duke it out because I see no legal reason to pay this bill – there is no filing in city records.
I bought a house and now the city sent me a bill to pay a loan on a sewer line.Is this a insurance title claim?
20
Apr
Sweetharttt
April 20, 2010 at 9:04 pm
You should have been advised of this bill before closing on the property. I would check with the title company and your realtor as to why you were not made aware of it.
Unfortunately, if they cannot duke it out and get this bill paid, it would be your responsibility. The county could put a lien on your property for the amount owed, along with penalties and attorney fees.
golferwhoworks
April 20, 2010 at 9:54 pm
absolutely is a title problem
realtor.sailor
April 20, 2010 at 10:22 pm
No, this isn’t a title insurance issue. In fact, read the policy as special assessments are an exception to the policy. What did your purchase contract say about assessments? Some require the seller to pay in full while others say the buyer assumes the assessment.
realtor.sailor
Landlord
April 20, 2010 at 10:34 pm
Yep, it is a lien that apparently was missed.
fwf43
April 20, 2010 at 10:59 pm
Contact your mortgage company, and the title company. This should have been disclosed, or discovered before closing. And no, I would not pay anything. It seems it was the responsibility of the former owner and the city to notify you of an outstanding or pending bill for a sewer line.