My husband and I are looking to buy a house sometime this year. I realize the goal for a mortgage is to have it be around 30% of your expenses, but lets get realistic. We’re in San Diego.
What kind of mortgage can my husband and I get approved for under the following conditions…
-Have credit scores over 750
-Gross $60,000 – $70,000/year
-Only debt is our car payment — $429/month
Another thing…we are first-time home buyers. How and what programs can help us?
Thanks!