Buy to Let Building Insurance

My ex rents his own place and both of us struggle financially. My ex wants his share in the house because i now live with someone else. If i sell the house my income will go as you cannot rent a house and child mind! I cant get a loan to pay him off and i cant afford to remortgage. What can i do???

I can not afford where I are currently living. I originally bought this house 3 years ago. My wife died in 2006, we had no insurance on her. The payments are to much for me alone.

I have been approved for another loan. I know all about it ruining my credit but can I keep a new house if I do buy another and let the one I am currently in go thru foreclosure?

I can not sell it due to the current market and location of this doublewide. There is no equity in this Doublewide.

The payments are current at this time, and that is why I applied for another loan and was approved.

Would I be able to keep the new house without fear of it being took etc?

I have tried over the past year to sell this, etc. and it will not sell. I have spoken with the bank, and tried to get a refinance to lower payments, with no results.

I have found a house I can afford, and at the same time try to save my emotional self by no longer living in this house where she died.

Can I do this or not?

Time to renew and I need to start shopping around. So who has the cheapest home insurance policies in California? My House is worth 1.4 mil. I’m having a hard time with ins. bec.even though it was built in 1927, I purchased it completely remodeled and refurbished with everything up to date however I dont have the paperwork for the work done from the previous owners to provide for the insurance compan stating so.

How can I find out who my landlords home insurance carrier is

I’m just about to move into a rented flat with my girlfriend, and we’re trying to get our insurance sorted, but one thing is worrying me. If we have tenants contents insurance, and we accidentally cause structural/building damage (eg. by causing a flood or a fire), will the landlord’s insurance cover the repairs, or will we be expected to (as we caused it).

Most contents insurances we’ve looked at only cover you for between 2k and 12k of damages to the landlord’s fixtures and fittings, and say nothing about cover for structural damages. it also seems that we can’t get building insurance, as we don’t own the property.

so if the landlord’s insurance expects us, the tenants, to pay for any building damages we may cause, and our contents/tenants insurance doesn’t cover that, would we be personally liable for tens or hundereds of thousands of pounds of costs?

thanks

than the quote was at £20,000! so i got it out at £40,000. this works out at £18.12p per month for my insurance and my contents are only working up to £700 at the most . have i donethe wrong thing are there personal inner city insurers that would cover a smaller amount of money? am i paying to much? have i messed up my insurance. please give me info and websites, telephone numbers of cheaper insures.

I am a tenant in an appartment in London with my boyfriend. I’d like to know if I need to get a home insurance for this appartment and what king of insurance (building or content???). I mean, if there is a fire, a window broken or a inundation problem, do we have to pay for it or is it the landlord? Idem in case of burglary?
Finally where are the best place to get it? I tried to get some quote from diverse companies (HSBC, Tesco Insurance…) but the price was crazy: around £250 per year. Is that always that expensive in the UK? (I used to live in Paris and it was less that £40 a year for a complete cover insurance).

Many thanks

I’m not, and I need to buy one. Let me know.
I’m thinking that you do, but do stores like Wal-mart even check that?
Could I avoid it by going to self check-out?

what happens if a landlord is being sued and he doesnt have insurance but he have alot of other apartment buildings and stuff. How would he pay for it if he doesnt have insurance for the house and someone got hurt because of his negligence?

My house has been destroyed by fire.We have replacement insurance.Who does the insurance adjuster work for?Do I have a nightmare coming my way.I feel kinda vulnerable now.Is there someone I can hire to deal with all the paper work for me?

we had a fire that caused a fair bit of damage in our kitchen. I pay for a buildings and contents policy so I am covered, however, the insurance company are charging me two seperate excess fees. £50 for building and £50 for contents. I dont understand this when its the one policy I pay for and the building and contents are under the one policy.

is this right?