why it is cheaper for 40 year old to buy automobile insurance than it is for an 18 year old?
why some people prefer term insurance even though it does not have any cash in value? why other people prefer straight life insurance even though it is more expensive than term?
why it pay to buy fire insurance for your home or apartment even though you may never have a fire? why a healthy person still needs health insurance?
Posts Tagged ‘Life’
Why it is cheaper for an 18 year old to buy life insurance than it is for a 40 year old?
Why did John McCain have to borrow from his life insurance policy to finance his political campaign?
If so many rich Republicans are on McCain’s side, why did he have to borrow from his life insurance policy to pay for his television ads? If McCain does not have enough money to manage his own private business affairs, how can he manage the US government’s economy that is suffering tremendously because of all of the money America is spending overseas? I honestly admire McCain for his valor & courage during the Vietnam War but the wars in Iraq & Afghanistan are different, and the United States has made tremendous sacrifices in effort to change the world and build democracies in countries that are much older than the USA and steeped in historical and religious traditions. The great General Omar Bradley said that “we (Americans) know more about war than we know about peace.” There are many great quotes about the terrible consequences of war by former American generals including Presidents Eisenhower that you should read & remember. Also, look up: http://www.peacelearningcenter.org
Auditors: Iraq faces budget surplus By ANNE FLAHERTY, Associated Press Writer
2 hours, 19 minutes ago
WASHINGTON – Iraq isn’t spending much of its own money, despite soaring oil revenues that are pushing the country toward a massive budget surplus, auditors told Congress on Tuesday.
The expected surplus comes as the U.S. continues to invest billions of dollars in rebuilding Iraq and faces a financial squeeze domestically because of record oil prices.
“The Iraqis have a budget surplus,” said U.S. Comptroller General David Walker. “We have a huge budget deficit. . . . One of the questions is who should be paying.”
Walker and the other auditors did not give a figure as to the likely surplus. U.S. officials contend that Iraq’s lack of spending is due primarily to Baghdad’s inability to determine where its money is needed most and how to allocate it efficiently. Two senators have called for an investigation into the matter.
The Government Accountability Office estimates that the U.S. has designated $6 billion to rebuild Iraq’s energy sector and $300 million to develop Iraq’s government ministries. But GAO contends that the U.S. doesn’t have a strategic plan on how to accomplish either goal.
The State Department told investigators it believes the Iraqis should be responsible for devising such a plan. GAO disagreed.
“In our view, it’s a shared responsibility. U.S. taxpayer money is involved,” Walker said.
Last week, Sens. Carl Levin, D-Mich., and John Warner, R-Va., asked GAO to investigate what Iraq is doing with its oil revenue. The senators estimated that Iraq will realize “at least $100 billion in oil revenues in 2007 and 2008.”
This is the summary of the article by Anne Flaherty of the Washington Post found on TODAY’S YAHOO NEWS.
To David P.
I gave the URL for the Peace Learning Center because there is a saying that goes: “We have seen the enemy, and the enemy are us.” There is a lot of crime in America, and especially a lot of juvenile crime and heinous school killings. No one seems to be addressing this in the USA. It seems sometimes like America is building more jails than schools. Police, fire fighters, and other public servants including soldiers in the National Guard and the Armed Forces in the USA do not get paid enough for what they have to do to take care of all of us. There are real men and women fighting the wars in Iraq and Afghanistan, and we don’t know anything about them and what they have to go through day to day. What about their life insurance policies?
Which is better, term or whole life insurance?
My husband seems to lean towards whole life because the premium is cheaper and cash value is built? I lean towards term because when I was working in private banking, that was what was recommended. $70,000 term for $20 a week
$52,xxx whole life for $15 a week
Thank you. I will show this to my husband.
Thank you. My husband wants me to have some money in case something happens to him. If we want to cover the mortgage then we would need about $100,000. I could cover the balance on my own. His concern about term was the time line. I believe he said 10 years. This is from work. No health exam is required. Since he is in good health, should we insist on having a health exam? Could that bring the cost down?
I don’t know much about the whole life policy. I know to look out for anything that says guaranteed, especially when about investments. Thank you. I spent time in financial services and was introduced to insurance. That was years ago now though. We don’t have pension. We have 401K plans. I also have some IRAs (roth & simple).
For who life insurance, how do you know how much cash value you build each year? Is the cash value ever equal?
For who life insurance, how do you know how much cash value you build each year? Is the cash value ever equal to the face value amount of the policY?
How do I become a Life and Health Insurance Broker in Arizona?
I have found how to become an Agent, but I want to be the Broker. Is there a time requirement as an Agent, like in Real Estate, before I can become a Broker? Or can I study and pass the exams for Insurance Broker without a time constrant. I’m pretty smart and capable, and would like to just go do it, and start building up my own business. I don’t know what the Broker Exam is called. What I have found seems a little abstract. Any help?
how to build a life insurance client base?
i’m new to the biz and would like tips on how to build a client base.
What type of life insurance do you have and why you have it?
I used to own whole life insurance until I learned the hard way about the truth behind it. A life agent said cash value was a great way to build savings for retirement and that I can use it anytime. That sounded pretty great and so me and my husband bought it. About 28 years later, he died in an accident. The life insurance paid the death claim about 30 days after I filed a claim. But all the cash value was gone! With the cash value, I could of used it for my retirement.
So now I got rid of my whole life and paid a surrender charge on the cash value. The mortgage is paid off and no one is dependant on my income anymore. So I don’t need life insurance. I moved about $45,000 of cash value into various investments.
All I have to say to people buying life insurance is do your own research about life insurance before listening to life insurance agents.
what is the best life insurance to get? whole or term? what’s the difference? what’s “cash value”?
I have a 4 yr old son and i want to get life insurance. what is the best life insurance co. and what kind – term or whole? i keep hearing whole life insurance will build cash value. does this mean i can get cash out of it when i decide to cancel the life insurance?
Is human life disposable?
(when someone can make money off of it?)
A quote from Ayan Rand:
“The only power any government has is the power to crack down on criminals. Well, when there aren’t enough criminals, one makes them. One declares so many things to be a crime that it becomes impossible for men to live without breaking laws”
The prison industry is booming and we incarcerate more of our citizens than any other country in the world. Non-violent offenders are placed with violent ones. The prison lobby makes huge contributions to Congressional campaigns for more punishable offenses and tougher sentences.
The food industry processes products with high fructose corn syrup and high in cholesterol that make us sick. The health care industry overcharges while insurance companies deny life-saving treatments to maintain their profits. The drug companies over charge for their products which cause some to make choices on medicines or food.
War profiteering flourshes because we’re in Iraq and Afghanistan.
Is it easier for a camel to go through the eye of a needle than than for a rich man to enter the kingdom of Heaven?
http://govpro.com/issue_20060101/gov_imp_31115/
http://impiousdigest.com/prison_economy.htm#ENTRAPMENT
http://www.e360.yale.edu/content/feature.msp?id=2136
http://www.getclaimhelp.com/public-adjuster/10-worst-insurance-companies-deny-claims-raise-premiums.html
http://tompaine.com/articles/2004/11/24/getting_away_with_murder.php
http://iraqforsale.org/
Sorry, UK….
Should Keep or Look into term Life Insurance Quotes?
I have a whole life policy which I have been paying 45.00 per month for 16 yrs. I have to pay this amount until age 99 so they say. The amount it was for when I bought it was 50,000. It builds cash value. I am now 62. Should I keep this policy or look into term insurance?
What Life Insurance Company will let you buy a policy for your parents and pay for it yourself?
What company will just require a paper filled out by the parent giving the child permission to get life insurance?
NEW YORK LIFE INSURANCE BUILDING by Anonymous. Size 12.00 X 12.00 Art Poster Print on Canvas
- Artist : Anonymous
- Type : Canvas Art Print Gallery Wrap Cropped
- Image Size : 12.00 X 12.00
- Paper Size : 12.00 X 12.00
- Ready to Hang
Product Description
Canvas Transfer of NEW YORK LIFE INSURANCE BUILDING by Anonymous.Total Size : 12.00 inches width by 12.00 inches height.Ready to hang Transfer Stretched on Canvas with 3/4 inch deep bars, with Gallery Wrap method (image wraps around the edge, and continues back toward the wall).This is the Highest Quality Art Print Reproduction of the Original Work. OnlineWall is the worlds best quality art print, poster and framing store with over 25 years custom framing experience our quality of art prints cannot be beat …. More >>
NEW YORK LIFE INSURANCE BUILDING by Anonymous. Size 12.00 X 12.00 Art Poster Print on Canvas
When is the right time to buy life insurance?
And how much should I buy if I am planning on building a family with one to three kids?
What if my income varies, like if I grew to be a carpenter like my dad? He makes a varied salary each year.
