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Posts Tagged ‘Should’

What kind of insurance & how much should a Landlord get coverage for any accidents occur on their property?

03 Sep

I will be renting out one of my properties and although I have full Home Owners insurance for myself, a family of 4 in North Central Ocala will be renting it for 6 months. I want to have adequate coverage for possible accidents that might occur on my property.

 
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Should I buy a house.?

30 Aug

Ok – so my boyfriend works in Edinburgh, I work in Glasgow. We live (together) in Glasgow. The two cities are about 50 miles apart – it takes him about an hour to commute (an hour and a half door to door) each way. Not ideal.

SHould we buy somewhere for a year half way? While on paper this sounds ideal, we will actually spend £1200 ( about $2400) a year MORE if we both need to commute. Not to mention the legal fees, survey, building insurance etc etc.

He wants to work in Glasgow, because I am tied here for the next 2 and a half years…which is why we are only wanting to move for a year.

It’s likely that the house we buy will increase by £6000 – £8000 over the next year (but of course we can’t be sure – just guessing due to past performance…risky I know).

My question – would we actually make anything? What happens when you sell a house? HOw much does that cost? I can’t find any info on that….
Not to be too prickly, but Edinburgh is the capital of SCOTLAND. Glasgow is the largest city in Scotland. Which is an entirely different country than ENGLAND – who’s capital is London.

 
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How much should rental insurance cost? (for an apartment)?

08 Aug

The apartment is in Lincoln Park, Chicago. Brand new building, $1,100/mo. My parents would add it to their auto/home policy.

 
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Are there any rules for what should be included in HOA’s for a California Condo Conversion?

31 Jul

We are considering purchasing a recent condo conversion. There are only 6 units in the building – there is no pool, gym or common area and the grounds are limited. The HOA’s are quoted around $300 and covers water and fire insurance. That sounds a bit high and I assumed it would cover earthquake insurance, but it doesn’t. Does the buyer have any wiggle room? Perhaps asking that the whole condo get basic cable – that would help a bit. I know the seller doesn’t have any invested interest in having high HOA’s – so I’m assuming this is fair, but wondering how we could make this seem more reasonable. Any suggestions would be appreciated.

 
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If a babysitter is renting my house should I require some kind of insurance from them in case of accidents?

13 Jul

Or the insurance should be purchased by the landlord?

 
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What type of things should you list as “Specified Contents”, in your home contents insurance policy?

11 Jul
 
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Should I be able to wait until after I have crashed my car to purchase collision insurance?

19 Jun

Should insurance companies be forced to let me buy health insurance AFTER I become sick? If they should, should I expect to pay more than a healthy person or should my premiums be the same? Wouldn’t the health care reform bill allow me to wait until I get sick to purchase a policy, and prevent insurance companies from charging me any more than they charge a healthy person? Isn’t this just wrong?

 
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Had a house fire – should Insurance cover mortgage?

15 Jun

My family had a house fire (needs to be re-built completely) and I am wondering if the insurance company should cover the mortgage if we are not living in the house?

Just out of curiosity…

 
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The glass in my front door isn’t tempered (but should be). Is my landlord liable for an accident?

04 Jun

Hi – reaching to close my front door one day, I put my hand on the glass window in the door instead of the wooden part. My arm went right through because it was not tempered glass (even though building code says it has to be tempered, it was paper-thin regular glass). I had to go to the ER and although I have good insurance, I still owe $350. Is my landlord liable? I don’t even want to bring it up unless she really is liable.

Thank you!

 
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What type of insurance should an owner-builder carry during course of construction?

03 Jun

Our family is building a second home. We have a general contractor who is putting up the shell. However, we will be doing all of the interior and exterior finishing ourselves. We have tried to get a home owner’s insurance policy, but they won’t cover us until we have the house finaled. We are looking for both coverage for the cost of the structure and liability insurance. What kind of policy should we be looking for and what type of insurance agents should we be contacting?

 
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Should I report Liberals to the Whitehouse for posting misinformation?

31 May

about healthcare reform.

I do get tired of their false caliam that health insurance companies are spening $1.9 million a day on their campaign

Drugmakers, labor unions, both national political parties and the sector currently under the heaviest fire — health insurance companies — are all weighing in with significant ad buys. Nationwide, more than $52 million has been spent this year on health-care reform-related ads, according to the Campaign Media Analysis Group, setting the stage for what may be a record-breaking legislative battle.

Of the $52 million spent so far, CMAG calculates that the largest share — $23 million — has come from groups advertising broadly in favor of overhauling the health-care system, without necessarily positioning for or against the plans being advanced by Obama and congressional Democrats

America’s Health Insurance Plans, a trade group representing insurance companies, is running what it calls a “seven-figure buy” on national cable of its first ad of the year, calling for health care to be “as affordable as possible” and “supporting bipartisan reforms that Congress can build on.” The ad comes as congressional Democrats focus their message on the alleged misdeeds of insurance companies.

http://www.washingtonpost.com/wp-dyn/content/article/2009/08/04/AR2009080401447.html

It doesn’t sound like $1.9 million a day in total for all companies and organizations spending

 
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Should I be concerned about lead exposure, living in a 100 year old apartment?

31 May

My girlfriend and I have been living in the apt 3 years. My landlord remodeled the entire place before we moved in, but in some places, the paint is cracked on the woodwork. The building was built, originally, in 1901, but has since been remodeled several times, finally into apartment. Should I be concerned about lead poisoning? Can I purchase tests online (insurance is emergency only)?

 
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renting home for first time should i keep homeowner insurance or get landlord insurance?

30 May
 
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I need a mortgage – but have bad credit – what should I do?

29 May

I own a house free and clear – valued at about 125,000

I have about $10,000 of bad debt – credit score of 490s

I want a 60,000 mortgage, which I would also completely pay off all my old bad debt (mostly education).

How should I do this? Who would give me a mortgage right now or should I get one for 15,000, pay off everything and then get the rest in about 6 months (whould they do that?)

Thanks

 
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How should I shop for home owners insurance.?

28 May

I want to make sure I’m covered for falling objects i.e. trees and other things; break-ins; acts of God. What information should i/shouldn’t volunteer to the insurance agent to get the best quote? I live in Detroit, MI
oh, i’m also married and my husband and i are 26 years old.

 
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